Online Wallets are Reliable: Online wallets are dependable during peak hours because they don't rely on your bank's servers. 

Top Up with GPay: Learn how to recharge your Paytm wallet using GPay. 

Launch Paytm App: Open the Paytm app and select "Wallet." 

Gift Voucher to Paytm: Tap on "Gift Voucher" and change it to "Paytm Wallet."

Add Money: Enter the amount you want to send and hit "Proceed." 

Payment Method: Choose "UPI" and select "GPay." 

UPI PIN: Enter your UPI PIN to complete the transfer. 

UPI PIN: Enter your UPI PIN to complete the transfer. 

UPI Transactions: Send money directly from your bank account to another party using UPI. 

Complete Transaction: Enter the amount, and after verifying, enter your UPI PIN to complete the transaction.